Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Cycle of Investing Understanding the cycle of investing may help you avoid easy pitfalls. IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. Your Changing Definition of Risk in Retirement A change in your mindset during retirement may drive changes to your portfolio.